COIs that match the contract — every time, on every job.
General contractors will reject a sub for a missing endorsement or a wrong CG form number. Your agency takes the call. COIflow reads the contract, builds the requirement, and verifies every COI you issue against it.
Three things that eat your CSRs alive.
A new job means a new requirement sheet — different limits, additional insured wording, waiver of subrogation, primary & non-contributory. Manual tracking is how requirements get missed.
Ongoing operations vs. completed operations endorsements look interchangeable until a claim is filed. COIflow flags the difference before the cert leaves the office.
Sub can't pour concrete without a fresh COI for the GC. COIflow's chase + portal model gets the cert out the door without a CSR opening the file.
What a compliant contractor COI looks like.
COIflow ships a starter requirement profile for contractor accounts — these limits, endorsements, and conditions are pre-loaded the moment you sign up, and every incoming certificate is verified against them automatically.
Built for agencies whose clients belong to the associations that shape commercial insurance.
Built for agencies whose books are 60%+ construction and whose clients sub-contract to ABC and AGC general contractors.
Name references indicate the member organizations and industries our agency clients commonly serve. Formal partnerships and endorsement listings are maintained separately.
Questions contractor agencies ask before signing up.
See COIflow on your own contractor book.
7 days free. 25 certificates included. No card required to start.