Can each building have its own requirement profile?

Yes. Profiles attach to the building (or lease type) and flow into every tenant cert issued or verified for that property.

Will property managers see status without us pulling it for them?

Yes — read-only portal views per property manager show every active cert, compliance status, and upcoming expirations for the buildings they manage.

Does it handle vendor COIs separately from tenant COIs?

Yes. Vendor COIs and tenant COIs are tracked as separate workflows with their own requirement profiles, chase cadences, and reporting.

FOR PROPERTY MANAGERS' INSURANCE AGENCIES

Tenant and vendor COIs, finally under control.

Property managers ask for COIs from every tenant and every vendor. The cert request goes to you. COIflow tracks the building, the lease, and the requirement — and chases the cert until it lands.

Start your 7-day free trial Download the COI E&O guide →

WHY COIs ARE BRUTAL IN COMMERCIAL REAL ESTATE

Three things that eat your CSRs alive.

Hundreds of tenants, dozens of buildings, one inbox

Lease-required COIs come due on different dates by different schedules. Spreadsheets break by month three.

AI wording must match the lease exactly

“Landlord, its managers, members, and lender as their interests may appear” is not the same as “Landlord.” COIflow stores the exact required wording per building.

Vendor COIs lapse silently

An elevator company's GL expired three weeks ago and the property manager just found out from the building inspector. COIflow's chase engine catches lapses 30/14/7 days out.

REQUIREMENT FINGERPRINT

What a compliant real estate COI looks like.

COIflow ships a starter requirement profile for real estate accounts — these limits, endorsements, and conditions are pre-loaded the moment you sign up, and every incoming certificate is verified against them automatically.

Commercial General Liability

$1M / $2M; some lenders require $5M aggregate or per-location aggregate.

Property / Tenant Improvements

Replacement cost on TI build-outs; special form coverage.

Workers' Comp

Statutory for any tenant or vendor with employees; required even for sole prop'd LLCs in many states.

Additional Insured

Landlord, property manager, lender, and any other entity listed in the lease — verified against the exact lease language.

Waiver of Subrogation

Mutual waiver typical for commercial leases; flagged if missing.

BUILT FOR MEMBER AGENCIES

Built for agencies whose clients belong to the associations that shape commercial insurance.

Built for agencies whose property-management clients run BOMA- and IREM-managed portfolios.

Big "I"PIAABCAGCOOIDAASABOMAIREM

Name references indicate the member organizations and industries our agency clients commonly serve. Formal partnerships and endorsement listings are maintained separately.

FAQ

Questions real estate agencies ask before signing up.

See COIflow on your own real estate book.

7 days free. 25 certificates included. No card required to start.

Start free trial See all verticals →