Different industries break COIs in different ways.
COIflow ships with vertical-specific requirement profiles, chase cadences, and verification rules — so a contractor renewal doesn't look like a trucking renewal, and a property-management portfolio doesn't look like a staffing book.
General contractors will reject a sub for a missing endorsement or a wrong CG form number.
Trucking COIs come with federally-mandated forms and seven-figure limits.
Property managers ask for COIs from every tenant and every vendor.
Every staffing client wants proof of WC, EPLI, and professional liability before the first shift.
Your CM client is running 14 active projects with 60 subs each.
Cleaning, landscaping, pest control, HVAC service, handyman and maintenance — small firms with big-building clients who want full additional-insured packages.
A wedding venue wants a cert from a catering crew by Friday.
Don't see your vertical? COIflow handles any commercial line — these are just the books where vertical-specific workflows save the most time.